Digital Asset Payment Infrastructure for Regulated Settlement
Unichain Finance builds compliant crypto-fiat settlement capabilities designed to support real-economy payments, structured OTC execution and gradual expansion into regulated financial service models. The company operates within a partner-driven framework focused on institutional-grade transaction coordination, risk-controlled execution environments and progressive regulatory alignment across multiple jurisdictions.
Trust framework
Regulatory status & service scope
Unichain Finance operates as a digital asset payment infrastructure company providing structured crypto-fiat settlement services within a partner-driven operating model. Client onboarding and transaction execution are conducted on a selective basis and subject to internal compliance, risk-management and contractual procedures.
Current operating perimeter
Current MVP work is arranged through a Canadian company registered with FINTRAC.
Selective onboarding
Client access and transaction execution remain individually reviewed.
Planned components under development
Retail card programmes, broader wallet functionality and expanded fiat connectivity remain under staged build-out.
Next licensing step
The company is preparing for a prospective EU CASP filing under MiCA.
Services described on this website may not be available in all jurisdictions and remain subject to regulatory, operational and contractual limitations.
Operating model
Unichain Finance focuses on building compliant digital asset settlement infrastructure rather than operating as a speculative trading venue or retail exchange platform.
Selected OTC support
Depending on transaction structure and jurisdiction, the company may support selected OTC crypto-fiat settlement transactions within a defined operating perimeter.
Transaction coordination
The company may coordinate execution between clients and regulated liquidity or payment partners.
Infrastructure orchestration
The operating model is designed to enable compliant execution of digital asset payment flows.
AML & compliance commitment
The company applies a compliance-first approach aligned with international AML/CFT standards.
- Risk-based client due diligence is applied before service access and transaction execution.
- Transaction monitoring and regulatory reporting obligations apply where relevant.
- Governance, operational risk controls and audit-readiness continue to be enhanced as the perimeter expands.
- Third-party regulated institutions are incorporated through contractual oversight and control procedures where applicable.
Technology positioning
The technology framework combines proprietary orchestration architecture with staged integrations into external infrastructure and compliance systems.
Proprietary orchestration
Core workflow coordination and control logic are designed in-house.
Digital asset infrastructure integrations
Execution capability depends on external digital asset infrastructure providers.
Payment institution connectivity
Fiat-side workflows depend on integrations with regulated payment institutions.
Compliance workflow automation
Screening, review and escalation steps are embedded into execution paths.
Service availability
Services, product modules and infrastructure components described on this website represent a combination of currently available structured settlement capabilities and planned functionality under development.
Jurisdiction-dependent availability
Service access may be restricted based on location and legal perimeter.
Regulatory-status dependency
Availability remains linked to regulatory scope and licensing outcomes.
Partner dependency
Partner readiness and programme configuration affect what can be offered at a given stage.
Internal risk assessment
The company retains discretion to limit activity based on internal risk review.
Institutional development roadmap
Operational settlement capabilities
Strengthen current structured settlement and execution capabilities first.
Regulated payment connectivity
Expand partner-led payment connectivity as arrangements mature.
Authorisation strategy
Advance MiCA-oriented and other relevant regulatory workstreams.
Consumer-facing interfaces later
Introduce broader user interfaces only after institutional infrastructure maturity.
Partner and infrastructure dependencies
Fiat execution partners
Fiat payment execution and settlement flows are intended to be supported via regulated financial institution partners.
Custody arrangements
Digital asset custody, where applicable, is expected to rely on external infrastructure providers.
Contractual control
Execution environments remain bounded by partner agreements and contractual procedures.
Stage discipline
The model prioritises accurate representation of current scope over premature product claims.
Institutional trust depends on describing operating perimeter, partner dependency and staged deployment with precision.
Planned build-out
Certain product components remain under development and are expected to be introduced progressively subject to licensing outcomes and partner integrations.
Retail card programmes
Planned for future rollout rather than represented as broadly live today.
Enhanced wallet functionality
Expected to expand in line with licensing and infrastructure readiness.
Broader fiat connectivity
Dependent on regulated partner integrations and jurisdictional scope.
Operational resilience
Control framework and reporting capability continue to be strengthened ahead of scale.
Licensing and perimeter roadmap
The company follows a phased development approach intended to support long-term sustainability, regulatory resilience and institutional partner confidence.
Service availability disclaimer
Nothing on this website constitutes an offer of regulated financial services in any jurisdiction where such activity would require prior authorisation. Prospective clients and partners should contact the company directly to confirm current service scope, eligibility and operating constraints.