MiCA-ready crypto-neobank for real payments.
Unichain connects crypto and fiat in one regulated product, built for everyday settlement, cross-border payments, and compliant custody. Not a trading venue. Not DeFi. A licensed infrastructure that treats crypto like money.
Product snapshot
Custodial wallets, fiat rails, crypto cards, and OTC/B2B settlement — designed for MiCA/CASP readiness.
Why we build Unichain
Crypto should work like money — legally, transparently, and with a clear route to fiat. We are building a regulated platform where crypto is a payment instrument, a store of value, and a tool for cross-border settlement.
Regulation as foundation
MiCA/CASP alignment from day one, not an afterthought.
Real-world usage
Payments, cards, and settlement flows instead of speculation.
Bridging rails
Crypto meets EUR rails so businesses can settle and reconcile fast.
What the platform is
MiCA / CASP-ready multi-currency infrastructure that grows with licensing and market readiness.
Custodial crypto wallets
BTC, ETH, and stablecoins in a regulated custody environment.
Fiat rails
EUR flows with SEPA-ready settlement and compliance controls.
Crypto cards
Virtual and physical cards built for everyday spending.
OTC & B2B payments
Large-ticket settlement and cross-border reconciliation.
White-label modules
Launch partner products without rebuilding the core.
MVP that is production-ready
Custodial wallet
BTC, ETH, and stablecoin custody with segregation of client funds.
Fiat ↔ crypto conversion
Compliant conversion flows backed by audit trails.
Crypto cards
Simple UX for mainstream usage, not traders.
Full KYC / AML
Identity checks, screening, and compliance monitoring.
Audit & reporting
Traceability across transactions and counterparties.
Unique positioning
Compliance-first
Regulatory readiness is the base layer, not a patch.
Payments focus
Settlement for real economy, not speculation.
B2B + large tickets
High-value transactions and corporate cross-border flows.
Offline + online entry
Partners in real estate, automotive, and legal services.
Modular architecture
Scale without rewriting the core.
Who we serve
B2C
Expats, migrants, and clients making large purchases who need a fiat exit and stablecoin safety.
B2B
Companies with cross-border payments, export/import, e-commerce, and stablecoin settlement needs.
We are not an exchange, not high-frequency trading, not unregulated DeFi, and not a race to the lowest fees.
Scaling roadmap
Expansion is phased as licensing and market readiness progress.
Strategic meaning
Unichain is infrastructure between banks and blockchains. A long-term regulated business, not a quick exit. Built to make crypto legitimate for real-world settlement.